FreeAgent vs Semrush

A detailed, side-by-side comparison of FreeAgent and Semrush. We compare features, pricing, ease of use, and value for money to help you make the right choice in 2026.

Reviewed by the Ikaroa team Β· Last updated: March 2026

Quick Verdict

Semrush edges ahead overall with a rating of 4.5/5. However, FreeAgent (4.2/5) may be the better fit if you prioritise UK freelancers, contractors, and NatWest business banking customers. Read on for the full breakdown.

FreeAgent vs Semrush at a Glance

F

FreeAgent

β˜… 4.2

FreeAgent is a UK accounting platform beloved by freelancers, contractors, and small business owners. Owned by NatWest Group, it is offered free to NatWest, Royal Bank of Scotland, and Ulster Bank business account holders. It handles invoicing, time tracking, expenses, tax, and project management with a focus on making accounting approachable.

Starting from: Β£24/month

Best for: UK freelancers, contractors, and NatWest business banking customers

Read full review β†’
S

Semrush

β˜… 4.5

Semrush is the most comprehensive SEO and digital marketing toolkit on the market. It offers keyword research, site audits, competitor analysis, backlink tracking, content marketing tools, and PPC research. Used by agencies and in-house marketing teams worldwide as their primary SEO platform.

Starting from: Β£100/month

Best for: Agencies and marketing teams wanting the most comprehensive SEO and digital marketing toolkit

Read full review β†’

FreeAgent vs Semrush Feature Comparison

Here is how FreeAgent and Semrush compare across the features that matter most. We have tested both platforms extensively across client implementations.

FeatureFreeAgentSemrush
Free Plan AvailableNoNo
Starting PriceΒ£24/monthΒ£100/month
Best ForUK freelancers, contractors, and NatWest business banking customersAgencies and marketing teams wanting the most comprehensive SEO and digital marketing toolkit
Our Rating4.2/54.5/5
Mobile AppLimitedLimited
Email MarketingNoNo
AutomationLimitedLimited
ReportingBasicYes
IntegrationsLimitedLimited
API AccessLimitedLimited
Ikaroa Exclusive DiscountN/AN/A

FreeAgent vs Semrush Pricing

Pricing is often the deciding factor. Here is a full breakdown of what each platform charges at every tier:

FreeAgent Pricing

FreeAgent

Β£24/month

  • βœ“Unlimited invoices
  • βœ“Unlimited users
  • βœ“Expense management
  • βœ“VAT returns
  • βœ“Self-assessment

Free with NatWest

Β£0/month

  • βœ“All features included
  • βœ“Free for NatWest/RBS/Ulster Bank business customers

Semrush Pricing

Pro

Β£100/month

  • βœ“5 projects
  • βœ“500 keywords to track
  • βœ“10,000 results per report
  • βœ“SEO, PPC, and research tools

Guru

Β£190/month

  • βœ“15 projects
  • βœ“1,500 keywords
  • βœ“30,000 results per report
  • βœ“Content marketing toolkit

Business

Β£350/month

  • βœ“40 projects
  • βœ“5,000 keywords
  • βœ“50,000 results per report
  • βœ“API access

Not sure which to pick?

Our team has implemented both FreeAgent and Semrush for clients. We can help you decide based on your specific needs.

Talk to Our Team

FreeAgent Pros and Cons

βœ“Pros

  • β€’Free for NatWest/RBS business banking customers
  • β€’Excellent for freelancers and contractors
  • β€’Built-in self-assessment tax filing
  • β€’Time tracking and project management included
  • β€’Clean, friendly interface

βœ—Cons

  • β€’Only one pricing tier (can be expensive if not a NatWest customer)
  • β€’Limited inventory management
  • β€’Fewer integrations than Xero
  • β€’Not ideal for larger or more complex businesses
  • β€’Reporting is basic compared to QuickBooks

Semrush Pros and Cons

βœ“Pros

  • β€’Most comprehensive SEO toolkit available
  • β€’Excellent keyword research database
  • β€’Strong competitor analysis tools
  • β€’Content marketing features included
  • β€’Regular feature updates and improvements

βœ—Cons

  • β€’Expensive, especially for individuals
  • β€’Per-user pricing adds significant cost
  • β€’Can be overwhelming for beginners
  • β€’Some data can be less accurate for UK-specific searches
  • β€’Learning curve for the full toolkit

Our Verdict: FreeAgent vs Semrush

Both FreeAgent and Semrush are solid options, but they serve different needs. Having implemented both for multiple clients, here is our recommendation:

Choose FreeAgent if you need UK freelancers, contractors, and NatWest business banking customers. With a starting price of Β£24/month and a rating of 4.2/5, it offers free for natwest/rbs business banking customers.

Choose Semrush if you need Agencies and marketing teams wanting the most comprehensive SEO and digital marketing toolkit. Starting at Β£100/month with a 4.5/5 rating, it excels at most comprehensive seo toolkit available.

Still not sure? Talk to the Ikaroa team. We have helped hundreds of businesses make this exact decision, and we are happy to point you in the right direction.

🎁 Get either product at a discount through Ikaroa Partners

⭐ Our Pick

Consider Open Doors Instead

Why choose between FreeAgent and Semrush? Open Doors gives you the best features of both in one platform, for less. It is an all-in-one CRM with email marketing, SMS, funnels, booking, invoicing, automation, and more, starting at just Β£97/month with unlimited contacts.

β˜…β˜…β˜…β˜…β˜…4.8/5
|From Β£97/month|Unlimited contacts
🎁 14-day free trial + 30% off first 3 months with code IKAROA30

Need implementation help?

Ikaroa can set up FreeAgent or Semrush for your business, migrate your data, and train your team. We have done it dozens of times.

Free consultation. No obligation.

FreeAgent vs Semrush: Frequently Asked Questions

It depends on your needs. FreeAgent scores 4.2/5 and is better for UK freelancers, contractors, and NatWest business banking customers, while Semrush scores 4.5/5 and excels at Agencies and marketing teams wanting the most comprehensive SEO and digital marketing toolkit. We recommend evaluating both against your specific requirements using our comparison table.

Related Comparisons