KashFlow Review 2026
Reviewed by the Ikaroa team · Last updated: March 2026
Overview
KashFlow is a UK-built accounting software designed specifically for UK small businesses. It handles invoicing, expenses, bank feeds, payroll, and VAT returns with a focus on simplicity and HMRC compliance. Now part of the IRIS Software Group, it remains a solid choice for UK businesses wanting straightforward accounting.
We have been working with KashFlow across multiple client projects since 2007, and this review reflects our hands-on experience implementing it for businesses of all sizes. Founded in 2005 and headquartered in London, United Kingdom, KashFlow has established itself as a notable option in the accounting category.
Starting Price
£8/month
Founded
2005
Headquarters
London, United Kingdom
Our Rating
3.7/5
KashFlow Key Features
KashFlow offers a comprehensive feature set that covers the core needs of most businesses in the accounting space. Here are the standout features we have tested:
KashFlow Pricing in 2026
KashFlow pricing starts at £8/month and scales up based on features and team size. Here is a breakdown of every tier:
KashFlow Pricing
Starter
£8/month
- ✓Invoicing
- ✓Expense tracking
- ✓Bank feeds
- ✓VAT returns
Business
£16/month
- ✓Everything in Starter
- ✓Multi-currency
- ✓Purchase orders
- ✓Recurring invoices
Business + Payroll
£22/month
- ✓Everything in Business
- ✓Payroll
- ✓RTI submissions
- ✓Auto-enrolment
KashFlow Pros and Cons
Based on our experience implementing KashFlow for clients, here is what we like and what could be better:
✓Pros
- •Built specifically for UK businesses
- •Payroll included on top tier (great value)
- •Simple, no-nonsense interface
- •HMRC Making Tax Digital compliant
- •Affordable compared to QuickBooks and Xero
✗Cons
- •Limited integrations compared to Xero
- •Interface is dated compared to modern tools
- •No mobile app available
- •Smaller user community
- •Limited customisation options
Who Is KashFlow Best For?
UK small businesses wanting simple, affordable accounting with integrated payroll
In our experience, KashFlow works particularly well for teams that value built specifically for uk businesses. If your primary concern is limited integrations compared to xero, you may want to explore alternatives.
Need help implementing this?
Our team at Ikaroa can set up KashFlow for your business, migrate your data, and train your team.
KashFlow Alternatives Worth Considering
If KashFlow does not quite fit your needs, here are some alternatives worth considering:
QuickBooks
From £10/month
Xero
From £15/month
FreshBooks
From £12/month
Wave
From £0/month
Sage
From £12/month
Our Verdict on KashFlow
KashFlow earns a solid 3.7/5 in our review. It is a decent choice for uk small businesses wanting simple, affordable accounting with integrated payroll.
The biggest strengths are built specifically for uk businesses and payroll included on top tier (great value). However, you should be aware that limited integrations compared to xero.
If you are not sure whether KashFlow is the right fit, talk to our team. We have helped hundreds of businesses choose and implement the right software, and we are happy to point you in the right direction.
Alternative to Consider: Open Doors
Before committing to KashFlow, consider Open Doors. It is an all-in-one platform that includes CRM, email marketing, SMS, sales funnels, booking, invoicing, and automation, all starting at £97/month with unlimited contacts. While KashFlow starts lower, Open Doors replaces multiple tools you would otherwise need to buy separately.
Need help with KashFlow?
Ikaroa can implement KashFlow for your business, migrate your data, and get your team up to speed. We have done it dozens of times.
Free consultation. No obligation.